Aspen Bridging has enhanced its market proposition with its new 2025 Rate Card showing reductions of up to 80bps for all new applications and a higher maximum loan size of £15m net. The cut sees Flat Rates starting from 0.79% per month, a further decrease of 60bps. Stepped Rates are now from an initial rate […]
Buy-to-let lender Landbay has reduced rates across its new limited edition range, which is now available for remortgage and for new purchases too. All eight products in the range have seen a 0.10% reduction in rates. This includes the standard five-year fixed rate products – available at up to 75% loan-to-value (LTV), as well as […]
Payr, officially launches in the UK to offer a smarter, more flexible way for tenants to pay rent. Payr allows individuals and businesses to pay their rent using their existing credit cards, allowing renters to earn rewards, manage cashflow and settle international payments instantly. For the first time, Payr enables tenants to truly maximize their […]
A new survey of 2,000 UK adults found: 51% said having a thriving local high street is essential when choosing where to live 28% would pay more for a property if a great local high street was nearby But 54% said their local high street has deteriorated over the past five years 78% want the […]
Savills has raised its outlook for the average total return for UK real estate in its 2025 cross-sector outlook, forecasting an average return of 7.4%, compared to 6.8% for 2024. In its annual cross-sector forecasts, the international real estate advisor says that while income will continue to make up the bulk of property performance, from […]
Landlords think the change to the stamp duty threshold next year will encourage tenants to stay longer and could even boost rental demand, a new survey has found. Buy-to-let lender Landbay’s most recent landlord survey asked landlords: “The government will not extend the temporary stamp duty threshold for buyers past the end of March next […]
The new government’s NPPF, which was released on Thursday 12 December, has already started to have an effect on decisions on planning permissions. Just nine hours after the NPPF was issued, Three Rivers planning committee resolved to grant what might be the first ‘grey belt’ planning permission and maybe a small piece of town planning […]
Properties continue to move swiftly through the market, thanks to elevated demand, according to Home.co.uk’s Asking Price Index for December. Consequently, agents’ portfolios have been thinned out, thereby reducing the national stock level despite increased supply. Pricing remains tight, however, with all regions indicating average price reductions, the magnitude of which is more than merely […]
Almost a quarter of landlords accessing loans through a specialist business bank already have energy-efficient properties. Residential and commercial portfolio owners with assets falling in the A-C EPC category have been able to take advantage of Redwood Bank’s Green Reward launched at the end of last year. The cashback product has accounted for 22% of […]
Property firm Savills has released its forecast for the prime housing market, revealing that price growth over the next five years will be below that of the mainstream markets, given tax changes introduced in the 2024 Autumn Budget. 5 years to Sept-24 2025 2026 2027 2028 2029 Next 5 years Prime Central London +0.7% […]
