Despite promising UK infrastructure investments announced, many small businesses could still be left with unanswered questions following the chancellor’s speech on growth, leaving many uncertain of their ability to achieve their growth ambitions this year. Research from Simply Asset Finance, which surveyed 500 UK small business owners before and after the Autumn Budget, revealed that […]
First time buyers are now being offered Sharia-compliant buy-to-let (BTL) finance by Offa, the UK’s leading Islamic property finance fintech, and the minimum age required has now dropped to 18-years-old – in a series of customer criteria changes aimed at widening access to Sharia-compliant finance for the general public. BTL applicants will only need to […]
Following the launch of its brand-new product transfer service, Landbay has announced significant rate cuts of up to 0.40% across its buy-to-let product range. The headline rate reduction comes as part of Landbay’s large HMO/MUFB range, with rates now starting at 5.89% for a five-year fixed rate deal at up to 75% loan-to-value (LTV). Furthermore, […]
Zephyr Homeloans, the specialist buy-to-let (BTL) mortgage provider, has announced it is reducing rates on its two and five-year mortgage products. The lender said that it is offering the following for properties with an A to C-rated energy performance certificate (EPC): 3.14% on a two-year, fixed rate, standard mortgage up to 65% LTV, with a […]
A Lanarkshire dog walking business has doubled the size of its premises and is looking to bring in new staff after the owners received specialist advice from Business Gateway. Wizard of Paws, which also provides daycare services, was launched by friends Paige and Aleise in Stonehouse in South Lanarkshire in July 2023. Paige and Aleise […]
A report from Bain and Company has revealed that 21% of M&A practitioners currently use GenAI in M&A processes – up from 16% in 2023 – and more than half expect to integrate this technology into their dealmaking by 2027. There are a wide range of activities where AI solutions can be applied in M&A, including sourcing, […]
Markets are watching closely as US and Russian officials meet for the first time in years to discuss a possible resolution to the war in Ukraine. “Investors are weighing whether this unexpected diplomatic push signals a meaningful shift—or just more geopolitical posturing,” says Nigel Green, CEO of deVere Group, one of the world’s largest independent financial […]
Dr. Steve Walker is CEO at ART Business Loans, a Community Development Finance Institution (CDFI) which provides business loans in the Midlands and surrounding counties. “Earlier this month, new research from Time Finance reported that 60% of SMEs are not considering alternative finance options. The survey found that six in 10 UK businesses choose their […]
The latest research from The Global Payroll Association (GPA) reveals that UK PAYE employees paid £252bn in income tax in 2024, Meanwhile, businesses paid £114bn in employer National Insurance Contributions, a total which is set to grow significantly in 2025 following changes set out in Labour’s Autumn Budget. GPA’s analysis of HMRC receipt data* reveals that HMRC […]
The British Business Bank has agreed a further £100m increase to its existing ENABLE Guarantee transaction with leading fintech Oxbury Bank, a UK bank with a singular focus on farmers, food production and the rural economy. This second increase brings the British Business Bank’s total transaction to £300m and will help provide Oxbury with £150m […]
